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Ease of Use
Cost of Loan
Customer Service
Features                    
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Nation Wide Service 50 States 50 States 50 States 50 States 50 States 50 States 50 States 50 States 50 States 50 States
Cost of Credit per $100 Borrowed* $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25
APR (Annual Percentage Rate) 36%, 651.79% 36%, 651.79% 36%, 651.79% 586.61% 651.79% 651.79% 651.79% 651.79% NA 651.79%
Number of Days Loan & Interest is Based On 14 14 14 14 14 14 14 14 14 14
Maximum Loan Amount* $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000
Loan Approval Time Frame 90 seconds or less 90 seconds or less 90 seconds or less Instant 1 Hour 1 Hour- Instant Instant 1 Hour 1 Hour
Overnight Deposit to your Account
Loan Repayment Due at Next Paydate
Direct Deposit - Checking Account
Repayment Method of Loan - Electronic Transfer
Loan Extension or Renewals
Maximum # of Loan Extension or Renewals 3 to unlimited 3 to unlimited 3 to unlimited 3 to unlimited 3 4 3 to unlimited Unlimited 3 to unlimited 3 to unlimited
Cancellation of Loan Option
Various Payment Options
Faxed Documents Required
Credit Approval Required
Apply by Phone
Time Period before Applying for Another Payday Loan Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws
Loan Qualification with Outstanding Payday Loans Multiple permitted Multiple permitted Multiple permitted  
Privacy Policy & Site Encryption
Loan Application Information
Monthly Take Home Pay after Taxes
NA $1,200 $1,000 $1,000 $1,000 $1,000 NA
Pay Dates
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Currently Employed 90+ Days Depends on lender Depends on lender Depends on lender    
Full-time Employment - Not a Temp Service Full or part-time Full or part-time Full or part-time        
Social Security Number
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Current Home & Work Phone Number
     
   
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